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LJ Mortgage Team Inc. · NMLS #2120286

Loan Officer Jobs in the Bronx, NY

The Bronx is an FHA and multi-family market where loan officers succeed by knowing the programs cold and answering quickly. LJ Mortgage Team gives a Bronx originator wholesale access to those programs plus a realty team that generates purchase business.

The Bronx market

Working as a loan officer in Bronx

First-time buyers using FHA, families qualifying with rental income from a two- or three-family purchase, and investors working the borough's multi-family stock make up most Bronx files. Down-payment assistance and area-median-income programs matter, and the Agent Portal carries the AMI lookup and guidelines for them.

Wakefield, Williamsbridge, Morris Park, Throgs Neck, Parkchester and Soundview see consistent owner-occupant demand. Investors are active across the borough, and DSCR programs let a loan officer serve them without tax-return underwriting.

Because LJ is a broker with multiple lenders, a Bronx loan officer can place a file that one bank declines with another lender the same day.

Neighborhoods our loan officers work

Why LJ in Bronx
  • FHA, down-payment assistance and AMI-based programs through multiple lenders.
  • DSCR and conventional multi-family for investors.
  • Arive LOS with pricing across lenders.
  • NMLS sponsorship and CE through Mortgage Educators.
  • Purchase referrals from LJ Realty Team agents.
Programs Bronx borrowers need

Through multiple wholesale lenders

FHA1–4 units, primary residence.
ConventionalPrimary or investment (personal name).
HomeReady & Home PossibleConventional with 3% down for income under 80% of Area Median Income.
HomeOneFreddie Mac 3% down, no income or area limits.
VAEligible veterans, active duty, Guard/Reserve and surviving spouses.
DSCR (No Income Check)Investors qualify on the property's rental income, no tax returns.

All loan programs →

Frequently asked

Bronx questions

Is there an office in the Bronx?

LJ's office is in South Ozone Park, Queens. Bronx loan officers work remotely with borrowers and use the office for meetings and training.

What support do new loan officers get?

Arive setup, program training, and line-by-line reviews of your first files before they go to underwriting.

Serving Bronx from South Ozone Park

127-03 Rockaway Blvd

South Ozone Park, NY 11420. Off the Belt Parkway and the Van Wyck, ten minutes from the Nassau County line. Meeting rooms, printing, signings and the weekly team meeting.

Mon–Fri 9am–7pm · Sat 10am–5pm · Sun closed

Find us on Google: LJ Realty Team · LJ Mortgage Team

Confidential · 20 minutes · with the founders

Talk to us about Bronx

Compensation, lenders and programs, walked through on a real file. Confidential until you decide.

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