Schedule a confidential conversation
LJ Mortgage Team Inc. · NMLS #2120286

Loan Officer Jobs in Brooklyn, NY

Brooklyn is a non-QM market as much as a conventional one. Self-employed borrowers, investors buying multi-family, and buyers with complex income are the norm, and a loan officer tied to one bank's guidelines loses those files. LJ Mortgage Team is a broker with multiple lenders for exactly that reason.

The Brooklyn market

Working as a loan officer in Brooklyn

From Canarsie and East New York to Bushwick and Bed-Stuy, Brooklyn financing means two- and three-family houses, co-ops with strict boards, new condos and mixed-use buildings. Bank statement, DSCR, 1099 and commercial programs are everyday tools here, not exceptions.

Purchase prices in Brooklyn make each closed file meaningful, and the realtor community is relationship-driven. LJ's weekly meeting and the realty team's Brooklyn business give a loan officer a starting network.

Borrowers in South Brooklyn and East Brooklyn share the same commute corridors as South Queens, and the office on Rockaway Boulevard is reachable via the Belt Parkway.

Neighborhoods our loan officers work

Why LJ in Brooklyn
  • Non-QM strength: bank statement, DSCR, 1099 and commercial programs through wholesale lenders.
  • Co-op and multi-family experience in the processing workflow.
  • Realtor referrals from LJ Realty Team's Brooklyn and Queens agents.
  • Arive LOS and lender pricing in one system.
  • One-on-one file reviews with the broker on your first submissions.
Programs Brooklyn borrowers need

Through multiple wholesale lenders

FHA1–4 units, primary residence.
ConventionalPrimary or investment (personal name).
HomeReady & Home PossibleConventional with 3% down for income under 80% of Area Median Income.
HomeOneFreddie Mac 3% down, no income or area limits.
VAEligible veterans, active duty, Guard/Reserve and surviving spouses.
DSCR (No Income Check)Investors qualify on the property's rental income, no tax returns.

All loan programs →

Frequently asked

Brooklyn questions

Can I bring my own realtor relationships?

Yes, and we encourage it. LJ adds to your network; it does not replace it.

Do you close co-ops?

Yes. Co-op financing is routine for the team.

Serving Brooklyn from South Ozone Park

127-03 Rockaway Blvd

South Ozone Park, NY 11420. Off the Belt Parkway and the Van Wyck, ten minutes from the Nassau County line. Meeting rooms, printing, signings and the weekly team meeting.

Mon–Fri 9am–7pm · Sat 10am–5pm · Sun closed

Find us on Google: LJ Realty Team · LJ Mortgage Team

Confidential · 20 minutes · with the founders

Talk to us about Brooklyn

Compensation, lenders and programs, walked through on a real file. Confidential until you decide.

Book a confidential callCall