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LJ Mortgage Team Inc. · NMLS #2120286

Loan Officer Jobs on Long Island, NY

Nassau County is a purchase market with strong seasonality and buyers moving out from the city. LJ Mortgage Team sits at the Queens–Nassau border and finances both sides, which gives a Long Island loan officer a steady flow of purchase business rather than a refinance-dependent pipeline.

The Long Island market

Working as a loan officer in Long Island

Long Island purchases are larger and more competitive than in the boroughs. Pre-approval speed and certainty win offers, and a loan officer who can commit to a closing date is the one realtors call again. LJ's processing workflow is built around that.

Jumbo and conforming conventional loans lead the market, with FHA and VA for first-time buyers and veterans in Hempstead, Elmont, Valley Stream and Franklin Square, and investor products for the multi-family pockets along the Queens line.

LJ Realty Team agents work Nassau County actively, so a Long Island loan officer at LJ is not starting from zero on referral partners.

Neighborhoods our loan officers work

Why LJ in Long Island
  • Purchase-heavy pipeline from LJ Realty Team's Nassau County business.
  • Conventional, jumbo through wholesale partners, FHA, VA and investor programs.
  • Arive for pricing across lenders in one screen.
  • Licensed in New York and seven other states for borrowers relocating or investing elsewhere.
  • Office ten minutes from Valley Stream and Elmont.
Programs Long Island borrowers need

Through multiple wholesale lenders

FHA1–4 units, primary residence.
ConventionalPrimary or investment (personal name).
HomeReady & Home PossibleConventional with 3% down for income under 80% of Area Median Income.
HomeOneFreddie Mac 3% down, no income or area limits.
VAEligible veterans, active duty, Guard/Reserve and surviving spouses.
DSCR (No Income Check)Investors qualify on the property's rental income, no tax returns.

All loan programs →

Frequently asked

Long Island questions

Which states is LJ Mortgage licensed in?

New York, New Jersey, Connecticut, Michigan, Indiana, Georgia, Florida and Virginia.

Is this a W-2 or 1099 position?

Structure is discussed one-on-one during a confidential conversation.

Serving Long Island from South Ozone Park

127-03 Rockaway Blvd

South Ozone Park, NY 11420. Off the Belt Parkway and the Van Wyck, ten minutes from the Nassau County line. Meeting rooms, printing, signings and the weekly team meeting.

Mon–Fri 9am–7pm · Sat 10am–5pm · Sun closed

Find us on Google: LJ Realty Team · LJ Mortgage Team

Confidential · 20 minutes · with the founders

Talk to us about Long Island

Compensation, lenders and programs, walked through on a real file. Confidential until you decide.

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