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LJ Mortgage Team Inc. · NMLS #2120286

Loan Officer Jobs in Queens, NY

LJ Mortgage Team Inc. is a licensed mortgage brokerage based in South Ozone Park, Queens, founded by the same broker who runs LJ Realty Team. For a loan officer, that structure is the point: the realtors who send you buyers sit in the same office.

The Queens market

Working as a loan officer in Queens

Queens borrowers are first-time buyers, immigrant families, self-employed business owners and small investors, often in the same week. A loan officer here needs FHA and down-payment programs for one file and a bank statement or DSCR product for the next. As a broker working with multiple wholesale lenders, LJ can place both.

Co-ops, two-family and three-family houses dominate the borough's stock. Loan officers who understand rental income qualification, co-op board packages and non-warrantable condo rules close more Queens deals, and LJ's onboarding covers exactly that.

The office on Rockaway Boulevard serves South Queens directly, with borrowers from Ozone Park, Richmond Hill, Jamaica, Howard Beach and the Rockaways, and works Flushing, Forest Hills, Astoria and Bayside through the realty team.

Neighborhoods our loan officers work

Why LJ in Queens
  • Realtor referrals from LJ Realty Team agents in the same office.
  • Multiple wholesale lenders, so you can shop every file.
  • Arive LOS with pipeline, pricing and disclosures set up before day one.
  • NMLS sponsorship and continuing education handled.
  • Weekly team meeting with the realty side, where relationships get built.
Programs Queens borrowers need

Through multiple wholesale lenders

FHA1–4 units, primary residence.
ConventionalPrimary or investment (personal name).
HomeReady & Home PossibleConventional with 3% down for income under 80% of Area Median Income.
HomeOneFreddie Mac 3% down, no income or area limits.
VAEligible veterans, active duty, Guard/Reserve and surviving spouses.
DSCR (No Income Check)Investors qualify on the property's rental income, no tax returns.

All loan programs →

Frequently asked

Queens questions

Do I need my NMLS license before applying?

You can start the conversation before you are licensed. LJ sponsors licensed originators and can point you to the 20-hour SAFE course.

How is compensation structured?

Compensation is discussed one-on-one and confidentially. It is not published on this site.

Serving Queens from South Ozone Park

127-03 Rockaway Blvd

South Ozone Park, NY 11420. Off the Belt Parkway and the Van Wyck, ten minutes from the Nassau County line. Meeting rooms, printing, signings and the weekly team meeting.

Mon–Fri 9am–7pm · Sat 10am–5pm · Sun closed

Find us on Google: LJ Realty Team · LJ Mortgage Team

Confidential · 20 minutes · with the founders

Talk to us about Queens

Compensation, lenders and programs, walked through on a real file. Confidential until you decide.

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